Halifax - Buy Funds - Investments

At a glance performance and information

Eligibility:

Share Dealing Account

ISA

ShareBuilder

SIPP

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Fund:

Fidelity Multi Asset Allocator Defensive W Acc
Sector:

IA Mixed Investment 0-35% Shares
Benchmark:

Index

Discrete calendar year performance

Discrete calendar year performance
Investment	31/03/20 to 31/03/21	31/03/21 to 31/03/22	31/03/22 to 31/03/23	31/03/23 to 31/03/24	31/03/24 to 31/03/25
Fidelity Multi Asset Allocator Defensive W Acc	8.75%	-1.20%	-6.50%	6.19%	3.74%
IA Mixed Investment 0-35% Shares	12.09%	-0.20%	-5.94%	5.85%	3.33%
N/A	N/A%	N/A%	N/A%	N/A%	N/A%

Trailing returns

(*annualised)

Trailing returns
Investment	3 months	6 months	1 year	3 years*	5 years*
Fidelity Multi Asset Allocator Defensive W Acc	2.08%	2.08%	5.74%	4.01%	1.28%
IA Mixed Investment 0-35% Shares	1.83%	2.44%	4.78%	3.63%	1.79%
N/A	N/A%	N/A%	N/A%	N/A%	N/A%

Overview

Fund Objective: The Fund aims to increase the value of your investment over a period of 5 years or more through a portfolio providing global exposure to both lower and higher risk assets. The Investment Manager will actively select investments for the fund. As part of the investment process, the Investment Manager aims to maintain a fixed allocation of 80% in lower-risk assets (such as debt instruments including global government bonds, global corporate bonds and cash) and 20% higher-risk assets (including global equities, global emerging market equities, global smaller companies and global property securities). This allocation, as well as the breakdown of higher-risk and lower-risk assets, may change according to prevailing market conditions and the efficient management of the portfolio, and will be periodically rebalanced back to its target 80/20 allocation.

Manager name	Fidelity International (FIL Invt Svcs UK Ltd)
Manager start date	01 May 2025
Manager Biography	Caroline joined Courtiers in 2000. She holds a Masters degree in engineering and started her working career as a civil engineer before deciding to put her analytical and risk assessment skills to good use within the investment management sector. Caroline is a CFA charterholder, having passed all three levels at the first attempt. She also holds professional accreditations from the Personal Financial Society (she attained the Advanced Financial Planning Certificate including the specialist Investment Portfolio Management qualification) and the Investment Management Certificate from the CFA Society of the UK. Caroline is a Chartered Member of the Chartered Institute for Securities & Investment.

Investment style:	Cautious,Passive/Tracking
Region (geographical)	Global

Benchmark	N/A
Sector	IA Mixed Investment 0-35% Shares
FE fundinfo Rating	N/A

Fees & charges

Fees and Charges

Fees and Charges
Charge	Who receives this?	What is it?	Amount
Initial charge:	The fund manager	Charges applied by the fund management company for investing in their fund. Please note that Investment Managers may charge each time you buy new units or shares in a fund or trust. Where Investment Managers would have an entry charge, we will negotiate to have it waived so you will not be charged.	0.00%
Ongoing Charges:	The fund manager	The annual charge paid to a fund manager to cover the costs of running the fund. It is an estimate based on the actual amount charged in the previous year.	0.20%
Performance Fee:	The fund manager	A performance fee joins up the interest of the fund manager and their investors. A performance fee is taken when the fund beats pre-set conditions.	N/A
Typical transaction cost:	The fund manager	The costs of dealing within a fund, which the Investment Manager must pay to continue managing the assets. This includes where the Manager decides to sell one stock and buy another. The costs will vary from one fund to another based on how often the Investment Manager trades and the costs applied when trading.	0.188%*
Dealing commission:	Halifax	The cost of buying or selling some or all of your investment.	£9.50 (per online trade)

*This is an indication based on the market average. The fund’s actual transaction cost will be shown before you place a trade.
Account charges are not included
Key Investor Information Document (KIID)Open KIID document
Fees & Charges

Breakdown

Asset Allocation

Fund size: 107,250,612.91 GBX

Chart date: June 27, 2025

Top 10 Holdings

Top 10 Holdings
Security	Weight
Hsbc global funds icav - global government bond ucits etf	32.65%
Hsbc -global corporate ucits etf- s4chg	22.28%
Fidelity index global government bond fund f accumulation shares	14.68%
Fidelity index world fund f accumulation shares	14.46%
Ishares global corp gbp-h d	9.69%
Fidelity index emerging markets f acc	2.01%
Amundi index ftse epra nareit global	1.47%
L&g global small cap equity index c gbp acc	1.46%
Ishares msci world small cap ucits etf	0.61%
Ishares developed markets property yield ucits etf usd dist (gbp)	0.49%

Sectors

Sectors
Sectors	Weight
Mutual Funds	79.30%
Others	20.70%
Derivatives	0.00%

World regions

World regions
Country	Weight
Global Government Bonds	47.33%
Global Corporate Bonds	31.97%
Global Equities	14.46%
Global Smaller Companies	2.07%
Global Emerging Equities	2.01%
Global REITS	1.96%
Uninvested Cash & Other	0.20%
Derivatives	0.00%

ESG

What is ESG?

ESG stands for Environmental, Social and Governance and is an approach for evaluating to what extent a company works towards social goals. For investors this can be used in order to understand how their funds and the assets they are made up of work towards these goals and use that information to help make sustainable investment choices.

Fidelity Multi Asset Allocator Defensive W Acc