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At a glance performance and information

Eligibility:

Share Dealing Account

ISA

ShareBuilder

SIPP

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Fund:

CT Universal MAP Cautious C Acc
Sector:

IA Volatility Managed
Benchmark:

IA Mixed Investment 20-60% Shares

Discrete calendar year performance

Discrete calendar year performance
Investment	30/06/20 to 30/06/21	30/06/21 to 30/06/22	30/06/22 to 30/06/23	30/06/23 to 30/06/24	30/06/24 to 30/06/25
CT Universal MAP Cautious C Acc	10.99%	-8.18%	1.24%	10.60%	7.73%
IA Volatility Managed	14.44%	-7.09%	2.89%	10.78%	5.46%
IA Mixed Investment 20-60% Shares	12.74%	-7.09%	1.18%	9.38%	5.74%

Trailing returns

(*annualised)

Trailing returns
Investment	3 months	6 months	1 year	3 years*	5 years*
CT Universal MAP Cautious C Acc	4.56%	1.98%	9.20%	5.45%	4.43%
IA Volatility Managed	4.58%	1.88%	8.32%	5.45%	5.15%
IA Mixed Investment 20-60% Shares	3.88%	2.31%	7.33%	4.65%	4.13%

Overview

Fund Objective: The Fund seeks to provide long term growth (combining capital and income) consistent with a cautious volatility level over the long term.

Manager name	Columbia Threadneedle Investments
Manager start date	10 November 2017
Manager Biography	Paul Niven is Head of Asset Allocation, EMEA at Columbia Threadneedle Investments. He joined the company in 2021 following the acquisition of BMO’s EMEA asset management business. Paul is responsible for strategic and tactical input to the company’s asset allocation process, as well as managing a range of institutional mandates and the F&C Investment Trust. Previously, Paul was Managing Director, Multi-Asset Solutions, of BMO Global Asset Management with responsibility for strategic and tactical portfolio construction across a range of multi-asset portfolios, as well as manager selection for several institutional mandates. During his 25 years with BMO GAM and predecessor firms, he held a range of senior asset allocation and strategy roles including Chair of the Global Asset Allocation Committee. He has worked in the financial services industry since 1996. Paul has a BA (Hons) in Accounting and Economics and MPhil in Finance from the University of Strathclyde and is a member of the UK CFA Institute.

Investment style:	Cautious
Region (geographical)	Global

Benchmark	IA Mixed Investment 20-60% Shares
Sector	IA Volatility Managed
FE fundinfo Rating	4 of 5

Fees & charges

Fees and Charges

Fees and Charges
Charge	Who receives this?	What is it?	Amount
Initial charge:	The fund manager	Charges applied by the fund management company for investing in their fund. Please note that Investment Managers may charge each time you buy new units or shares in a fund or trust. Where Investment Managers would have an entry charge, we will negotiate to have it waived so you will not be charged.	0.00%
Ongoing Charges:	The fund manager	The annual charge paid to a fund manager to cover the costs of running the fund. It is an estimate based on the actual amount charged in the previous year.	0.29%
Performance Fee:	The fund manager	A performance fee joins up the interest of the fund manager and their investors. A performance fee is taken when the fund beats pre-set conditions.	N/A
Typical transaction cost:	The fund manager	The costs of dealing within a fund, which the Investment Manager must pay to continue managing the assets. This includes where the Manager decides to sell one stock and buy another. The costs will vary from one fund to another based on how often the Investment Manager trades and the costs applied when trading.	0.188%*
Dealing commission:	Halifax	The cost of buying or selling some or all of your investment.	£9.50 (per online trade)

*This is an indication based on the market average. The fund’s actual transaction cost will be shown before you place a trade.
Account charges are not included
Key Investor Information Document (KIID)Open KIID document
Fees & Charges

Breakdown

Asset Allocation

Fund size: 510,944,878.78 GBX

Chart date: August 13, 2025

Top 10 Holdings

Top 10 Holdings
Security	Weight
Msci emerging markets index	2.30%
Ct responsible gbp corporate bond fund	1.90%
Nvidia corp	1.80%
Us 5y treasury future	1.70%
S&p 500 index	1.50%
Uk gilt 4.5% march 2035	1.30%
Apple inc.	1.30%
Ishares global high yield etf	1.20%
Microsoft corporation	1.00%
Us treasury 4% january 2031	0.70%

Sectors

Sectors
Sectors	Weight
No results

World regions

World regions
Country	Weight
Global Corporate Bonds	24.40%
North America Equity	23.40%
Global ex UK Govt Bonds	12.40%
UK Equity	11.60%
UK Gilts	6.50%
Emerging Markets Equity	5.90%
High Yield	5.70%
Europe ex UK Equity	4.60%
UK Index Linked	3.50%
Cash	1.00%

ESG

What is ESG?

ESG stands for Environmental, Social and Governance and is an approach for evaluating to what extent a company works towards social goals. For investors this can be used in order to understand how their funds and the assets they are made up of work towards these goals and use that information to help make sustainable investment choices.

The FCA website sets out further information in relation to the sustainability labelling and disclosure requirements.

Find out more about responsible investing with Halifax including ESG (Environmental, Social and Governance).

CT Universal MAP Cautious C Acc