Information note to the shareholders.

HALYK BANK OF KAZAKHSTAN

JOINT STOCK COMPANY

(40, Al-Farabi Avenue, Medeu District, А26М3К5, Almaty, Republic of Kazakhstan)

INFORMATION NOTE FOR HALYK BANK JSC SHAREHOLDERS

Halyk Bank JSC (the "Bank") informs on the resolution adopted at the Annual General Shareholders' Meeting of the Bank held on 30 April 2025 by absent voting, to pay dividends on common shares of the Bank (ISIN KZ000A0LE0S4) as per results of the Bank operations for 2024:

the amount of dividend per common share: KZT 29.64;

the dividend payment start date: 22 May 2025;

the timing and form of dividend payment:

the record date of the list of shareholders eligible to receive dividends, as of the beginning of the date (00:00) 05 May 2025 (Almaty time);

the dividend payment form - bank transfer.

The amount of dividends to be paid to the shareholders of the Bank - not more than KZT 323,490,914,502.60.

Please contact The Bank of New York (the "Depositary") for the procedure of dividend payment to GDR holders.

Please feel free to contact the Depositary if you need any further information:

Ms. Mira Daskal, telephone: +1 212 815 5021, e-mail: mira.daskal@bny.com The Bank of New York, 240 Greenwich Street, 8th Floor, New York NY, 10286 U.S.A.

For further information, please contact:

Halyk Bank

Mira Tiyanak                       +7 727 259 04 30

                                              MiraK@halykbank.kz  

Gulnur Ketebay                   +7 (727) 259 07 88

                                              Gylnyrk@halykbank.kz

Rustam Telish                    +7 727 330 15 66

                                              RustamT3@halykbank.kz

Nurgul Mukhadi                  +7 727 330 16 77

                                               NyrgylMy@halykbank.kz